Payment Plans and Options Available

National Dental Plan logo

We offer interest free or easy payment plans for selected dental treatments for your convenience. We offer various payment plans for your cosmetic dental treatments, unexpected or un-budgeted dental treatments that requires immediate treatment.

What is a Payment Plan?

A payment plan is a system to pay for an item or service where the buyer pays an upfront cost immediately and then makes equal, regular payments until the debt is completely paid off over an agreed amount of time.

We currently have the following payment plan options:

National Dental Plan or HUMM

  • Simple application process
  • Up to 24 months to pay
  • No interest ever
  • Eligible for treatments over $800 (up to $12,000)
  • 20% deposit required

For more information visit the National Dental Plan website.

Afterpay logo


Afterpay is a digital payment system that allows for flexible interest-free payments for your dental treatment. Afterpay allows our patients to pay for treatments on the same day (a maximum cost of $1,500) and for the payments to be split into four equal instalments over eight weeks.

  • Split your purchase into 4 instalments. You'll pay your first instalment on the same day as the treatment.
  • Pay nothing extra when you pay on-time. The only fees are for late payments.
  • Enjoy instant approval. You will know you've been approved within seconds.

Find out more at the Afterpay website.

Afterpay logo
Zip Pay logo

Zip Pay

Zip offers two products: Zip Pay allows people to buy a product, get their goods straight away and pay them off over time. Zip Money has higher limits and is a line of credit that acts a bit more like a credit card.

Both Zip Pay and Zip Money are accessible from the same Zip app, available for free through Google Play and the App Store, and once you're approved you can switch between your accounts.

When you buy something using Zip it gets added to your account – you don't need to pay anything upfront. Each month you'll be sent a statement detailing:

  • what you've spent and paid off
  • fees (including a $6 monthly fee when you have money owing at the end of the month, and any late fees or dishonour fees for missed payments)
  • interest charged (if you use Zip Money)

Find more information visit the Zip Pay website.

Get in touch with

Apex Dental

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